By-Yashoraj Tyagi, CEO, CASHe
“The RBI’s 100 basis point rate cut in 2025 marks a pivotal moment for the digital lending industry. Lower funding costs and improved liquidity enable us to offer more affordable credit, particularly to underserved and new-to-credit customers . This is especially impactful for short-term, unsecured loans, where borrowers are most sensitive to interest rates. While the outlook is positive, responsible lending remains key as we scale to meet rising demand.”