By: Mr. Pradeep Aggarwal, Founder & Chairman, Signature Global (India) Ltd.
“A potential repo rate cut by the RBI in its upcoming MPC meeting could be a pivotal move in shaping India’s economic momentum, particularly as the Union Budget 2025 is expected to drive consumption and investment. In the real estate sector, such a policy shift could lead to more affordable home loans, improving housing affordability and stimulating demand—especially in the mid and premium segments.
Moreover, the recent 50-basis-point reduction in the Cash Reserve Ratio (CRR) has already injected significant liquidity into the banking system, setting the stage for improved credit flow. If complemented by a rate cut, this could accelerate capital deployment in infrastructure and urban development, further boosting real estate growth. Given India’s rapid urbanization and rising aspirations for homeownership, a proactive monetary policy can serve as a catalyst for long-term economic resilience and sustained real estate expansion.”